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STUDENT LOAN FORGIVENESS
If you have Federal Student Loan you may qualify for any of the student loan forgiveness programs that are available to borrowers. You may be eligible for principal reduction, loan forgiveness, or a complete loan discharge depending on your individual circumstance.
INCOME BASED PAYMENT PROGRAMS
If you are suffering from a financial hardship, you may be eligible for an Income Base Payment. In this repayment program, you would have a payment based on your income and faulty size. The payment could be as low as $0.00 per month, with forgiveness at the of 20-25 years.
LOAN CONSOLIDATION PROGRAMS
Loan consolidation will take all your federal student loans and combine them into one new loan. You will have only one lender, one monthly payment, and you are able to choose a payment plan that fits within your budget. By consolidating you also may become eligible for loan forgiveness.
TYPES OF STUDENT LOAN RELIEF PROGRAMS
Based on a careful analysis of your current debt, we will suggest the best student loan relief program for you.
Income Based Repayment (IBR)
It sets the payment terms at 15{c0d7c152ed33bd1a003b00f3546d1cbed6e39adbba804d557225bec91e9dca36} of your monthly income. For this program you have to make payment for 25 years and after that it is forgiven.
Revised Pay As You Earn (REPAYE)
It sets the payment terms at 10{c0d7c152ed33bd1a003b00f3546d1cbed6e39adbba804d557225bec91e9dca36} of your income. Under this program you have to make payment for 20 years and after that time frame it is forgiven.
Public Service Loan Forgiveness
Forgives any remaining debt after 10 years of full time employment in public service.
Student Loan Consolidation
Allows you to consolidate multiple education loans into one loan. After this you have to pay your loan under a single monthly payment instead of multiple payments. Consolidation can help you lower your monthly payment by giving you a longer period of time to repay your loans.
Benefits Of Student Loan Relief
Good Credit Score
The Student Loan Forgiveness programs can get your credit score back in good health.
On Low Monthly payment
Your debt will be restructured so you will be able to afford more for the things that matter with your current income.
Prevent Wage Garnishment
Under a single and reduced loan payment you can settle your debt within an amount you can afford and prevent wage garnishment.
Fast Processing Time
You can take advantage of these programs right away and cut your student loan payments within 90 days.
CONTACT US
CALL US
1-888-830-2180
1-704-448-0523
EMAIL US
info@educationsupportservices.org